Products and Solutions business Designs solutions to meet the financial wellness needs of clients identified by the segment businesses. It was created to establish a single investment capability within the group to align with our outcomes-based investment philosophy. Etienne de Waal Group Finance & Balance Sheet Management Preston Speckmann Responsible for the overall financial and balance sheet management of MMI. This includes financial reporting, governance, company secretariat, financial position of shareholders, capital management, corporate action, strategic funding, asset- liability matching and group treasury. Mary Vilakazi Strategic HR and Transformation Responsible for aligning the human resources strategy and initiatives with MMI’s strategy and operating model, and to co-ordinate MMI’s Broad-Based Black Economic Empowerment (B-BBEE) rating process. Ngao Motsei Risk Management Responsible for the co-ordination of all risk management activities throughout MMI. It comprises a multi-disciplinary group of people across MMI working towards effective risk management, and covers all risk types - insurance (including the Jan Lubbe statutory actuary), credit, market, operational and compliance risks. Brand and Corporate Affairs Incorporates brand, stakeholder relations, sustainability, corporate communication and corporate social investment. Brand functions are centralised for a more integrated brand strategy for all brands within MMI. MMI will continue Vuyo Lee to leverage MMI’s strong client-facing brands, including new additions to our portfolio of brands. Group Infrastructure and Operations Responsible for steering MMI’s new operating model, the division is also responsible for ensuring a secure, sustainable and relevant infrastructure and technology environment that enables the business to achieve its goals. Danie Botes 17