MMI Holdings Limited (MMI) is one of the largest insurance-based financial services groups listed on the South African stock exchange, the JSE. MMI was formed on 1 December 2010 from Solutions. the merger of Metropolitan Holdings and the These products and solutions are provided Momentum Group, both sizable insurance- through segment businesses which focus on based financial services players in South understanding and fulfilling the needs of Africa. The merged group now has a market specific client segments. The segments, capitalisation of R42 billion and an embedded Metropolitan Retail, Momentum Retail, value of some R39.7 billion International, and Corporate and Public (as at 30 June 2014). Sector, deliver solutions that meet clients’ financial wellness needs through appropriate MMI has five Product and Solutions Centres distribution and service delivery channels. of Excellence which develop appropriate offerings for our clients. These centres are: Investments and Savings Solutions, Life Insurance Solutions, Health Solutions, Legacy Solutions, and Short-term Insurance 3