Shareholding for MMI Holdings MMI Holdings Limited celebrated 10 years of its strategic empowerment partnership with Kagiso Tiso Holdings (KTH) in October 2014. This is one empowerment partnership that has stood the test of time. Not only has it survived the financial crisis but it has managed to endure two major mergers to form MMI and KTH, with both parties experiencing management changes. Today, our relationship stands firm as a result of many shared values. Shareholder Structure (30 June 2014) GEPF Foreign Other local RMI FirstRand KTH GEPF Government Employees’ Pension Fund shareholders shareholders trusts RMI Rand Merchant Insurance 10.4% 26.4% 10.4% 24.5% 4.6% 7.1% KTH Kagiso Tiso Holdings BEE shareholders 15.4% MMI Holdings has been listed on the Social Responsible Investing (SRI) Index since its inception in 2010. MMI scores highly on the SRI rating, particularly in terms of core social and governance indicators. MMI has a presence in 18 countries (see pages 34 and 35). 12

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